Building a community-owned financial future for Atlantic City and Atlantic County.
A credit union by and for working families—where members are owners and savings stay local.
PLCU is in development and not yet chartered or accepting deposits.
Community-Owned
Members are owners with equal voice
Payroll Savings
Build wealth through automatic deductions
Working Families
Designed for hourly and union households
Local Roots
Atlantic City and Atlantic County focused
The Problem
Too many families lack fair financial options
Working households in Atlantic City face high-cost payday lenders, excessive bank fees, and financial products not designed for shift workers or those living paycheck to paycheck. Wealth flows out of our community instead of circulating locally.
The Solution
A credit union built for our community
PLCU is being organized as a Community Development Credit Union—member-owned, locally governed, and focused on payroll-based savings, fair small-dollar loans, and financial services that work for hourly and union households.
What We're Building
A credit union that serves members first
Savings & Resilience
Emergency funds and payroll-based savings to build financial stability
Fair Lending
Affordable small-dollar loans as an alternative to predatory lenders
Member Governance
One member, one vote democratic ownership structure
Local Circulation
Keeping capital working in our community
Who We Intend to Serve
Built for those who need it most
Working Families
Hourly workers and shift-based employees
Union Households
Casino, hospitality, and trade union members
Underserved Communities
Those with limited banking access
Get Involved Today
Help us demonstrate community support for a charter and build a credit union that serves Atlantic City and Atlantic County.